Debt Settlement Lawyer

Debt Settlement Lawyer

The trouble is not all debt settlement promises are as good as they seem, and far too often, consumers end up in more trouble than before they attempted to resolve the problem.

Don’t Become a Victim of a Debt Settlement Scam

According to the FTC, there are many debt settlement companies working to take advantage of vulnerable consumers. Many of these companies aren’t even aware of the options consumers have for settling debts, but instead, are trying to make a quick buck by promising to take care of the problems you have with debt.

It is possible to settle a debt for less than you owe, but before you do so or you agree to any program or offer, it’s important to make sure you are working with someone who truly has your best interest in mind. An experienced debt settlement lawyer will work for you and negotiate the best possible arrangement with your creditors.

How Can a Debt Settlement Lawyer Help You?

One of the greatest benefits to working with a debt settlement lawyer is that doing can stop creditors from contacting you. Your attorney can draft a letter on your behalf requesting that debt collection contact stop and that you be left alone.

For anyone who has been harassed on a daily basis with phone calls, emails, text messages, and letters concerning a debt, this can be the greatest blessing they’ve experienced in some time. Even if you still owe the debt and are unable to immediately pay the debt, your debt settlement lawyer can help you stop in-person visits, phone calls, letters, and emails from debt collectors.

Working with a debt settlement lawyer can also help protect you against lawsuits.

Did you know it’s possible to be sued because of an unpaid debt? At Weston Legal we have defended over 5000 debt collection lawsuits.

If you’re struggling to make ends meet and you don’t have the money to pay a debt, you might assume a debt collector won’t bother coming after you legally. But what many people don’t realize is that legal action taken by a debt collector can result in giving them access to your finances. A successful lawsuit filed by a debt collector can result in your bank account being garnished or a cloud of title on your home or other property.

A debt settlement attorney can protect you against legal action and ensure your debts are handled in the best possible way. For some, this means filing for bankruptcy. In other cases, negotiating a repayment plan or settlement is the best option. Your debt settlement lawyer will be able to assist you with whatever option you choose and ensure that you are protected throughout the process.

Do You Need to Work with a Lawyer to Settle a Debt?

The simplest answer is no. However, choosing to settle a debt on your own can result in making your situation much worse.

Creditors and debt collection agencies know the average consumer has no experience with debt settlement. They know you don’t have extensive knowledge of the laws concerning debt and that you are most likely vulnerable. In many cases, debt settlement companies just flat out refuse to work with individuals because they know they stand more to gain from filing a lawsuit – especially when they’re dealing with a larger debt.

If you’d like to know more or you’re ready to schedule a consultation with an experienced debt settlement lawyer, call us at Weston Legal at 1.800.220.4318.