Sued by UHG I, LLC?
UHG I, LLC is a debt buyer that buys credit card debt and sues consumers. They are located at 13890 Bishops Dr Ste 459, Brookfield WI 53005. They have also stated that their headquarters is 6400 Sheridan Dr, STE 138 in Williamsville, NY 14221. Their phone number is 866-438-1259. They are New York Limited Liability Corporation.
UHG I, LLC Buys Debt From Citibank
Below is an actual document taken from a lawsuit that we defended against UHG I, LLC.
Citibank and Costco Accounts
UGH I, LLC often buys debt from Citibank and then sue consumers who defaulted on debts with Citibank. Your account may also be related to a Costco Account as they have been known to buy debt from Citibank that were used for Costco credit cards..
What to do if UHG 1, LLC has Sued You
If you have been sued by UHG I, LLC, it means that they have taken legal action against you in an attempt to collect a debt that they claim you owe. When you are sued by a debt collection agency, it is crucial to take the matter seriously and respond appropriately.
- Do Not Ignore the Lawsuit: Ignoring the lawsuit will result in a default judgement against you followed by potential garnishment of your bank account or wages depending on state collection laws.
- Hire an attorney on a Flat Fee – Navigating the Court process can be complicated. Additionally, you will likely be required to appear in Court one or more times. If you hire an attorney they will likely be able to appear for you. You should know what the fee is going to be and avoid paying a lawyer by the hour since this could get very expensive.
- File a Response to the Complaint: You must respond to the lawsuit by filing an answer with the court within the specified deadline (usually 14-30 days from service). The deadline varies depending on what Court the case was filed in. In your answer, you generally must deny the allegations of the creditor or you will admit the debt.
- List Defenses: In your answer, you can also assert any valid defenses you may have, such as disputing the debt’s accuracy, claiming the debt is past the statute of limitations, or arguing that you’re not the responsible party.
- Attend Court Hearings (or hire an attorney): The Court will likely set deadlines and hearings in your case. Make sure to attend all scheduled hearings and proceedings and handle all deadlines. This is another reason why it is wise to hire an attorney who focuses on debt lawsuit defense.
- Comply with Court Orders: Follow any court orders or judgments. Failure to do so can result in additional legal consequences.
- Prepare for Trial: If negotiations fail and the case goes to trial, work with your attorney to prepare a strong defense and gather evidence to support your position.
- Negotiate a Settlement: Your attorney may be able to negotiate a favorable settlement as opposed to leaving it up to the judge at trial. This is often a wise resolution to eliminate the risks of trial but you must make sure there is a valid written settlement agreement to ensure the debt is actually resolved.
What Happens With a Judgment?
Do I Need a Lawyer?
Without a Lawyer
Default Judgment
The vast majority of collection lawsuits end up with a judgment against the consumer. This is primarily because the consumer did nothing to protect themselves or they attempted to defend the lawsuit themselves.
With a Lawyer
No Default Judgment
Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.
Our Fees
Meet some of our Lawsuit Staff
Michael
Jessica
Andrew
Courtney
Trent
Reem
