Pharia LLC Lawsuit or Judgment?

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We have defended thousands of collection lawsuits.
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Who is Pharia LLC?

Pharia LLC is a buyer of charged off auto loan debt.  Pharia may be showing up on your credit report or they may have served you with a lawsuit. Pharial LLC  files thousands of collection lawsuits each year against consumers. They will hire a local collection attorney.

Pharia will rely on witness testimony in a “business record affidavit” when trying to prove their case against you.  It is important to fully understand the rules of evidence when attacking these affidavits and any documents attached.If you have recently been served with a lawsuit then you should take action to protect yourself.

What Happens With a Judgment?

Your Bank Account Can Be Frozen and Emptied by Many Judgment Creditors

A Judgment Can Often Cloud Title on Your Homestead Property

A Judgment is Published on your Credit Report as a “Public Record”

With a Judgment, certain property can be sold at auction to pay towards the judgment

Do I Need a Lawyer?

Without a Lawyer

Default Judgment
The vast majority of collection lawsuits end up with a judgment against the consumer. This is primarily because the consumer did nothing to protect themselves or they attempted to defend the lawsuit themselves.

With a Lawyer

Default Judgment

Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.

Our Results with Pharia LLC

1)Pharia vs. Our Client
944,158; Harris County Court No.3
Result: Case Dismissed, no money paid to Pharia

2) Pharia vs. Our Client
929,871; Harris County Court No.2
Result: Case Dismissed, no money paid to Pharia

3) Pharia vs. Our Client
945,601; Harris County Court No. 1
Result: Case Dismissed, no money paid to Pharia

4)Pharia vs. Our Client
CV11C0012787 ; Harris County Justice Court 1-1
Result: Case Dismissed, no money paid to Pharia

5) Pharia vs. Our Client
CV11c0011280; Harris County Justice Court 1-1
Result: Case Dismissed, no money paid to Pharia

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