Sued by LVNV Funding LLC?

We are  a law firm that fights against LVNV Funding LLC Lawsuits.  LVNV  files hundreds of thousands of lawsuits against consumers. They are a debt purchasing company that specializes in buying and collecting on delinquent or charged-off debts. 

They are known for acquiring portfolios of consumer debt from original creditors, often at a significant discount, and then attempting to collect on those debts. 

LVNV Funding LLC is a subsidiary of Resurgent Capital Services, which is a larger debt collection and investment company.

Who is Resurgent Capital Services?

LVNV Funding outsources the management of its portfolio of accounts to a company called Resurgent Capital Services. Resurgent Capital Services is another financial services company that specializes in debt buying and debt collection. They acquire delinquent or charged-off consumer debts from original creditors and financial institutions. 

Once they acquire these debts, Resurgent Capital Services attempts to collect on them, either through their own collection efforts or by working with third-party collection agencies. Resurgent Capital Services is headquartered in Greenville, South Carolina, United States.

How to Defend against an LVNV Funding LLC Lawsuit

If you have been sued by LVNV Funding LLC, it means that LVNV Funding has taken legal action against you in an attempt to collect a debt that they claim you owe. When you are sued by a debt collection agency, it is crucial to take the matter seriously and respond appropriately.
 
 
  • Do Not Ignore the Lawsuit: Ignoring the lawsuit will result in a default judgement against you followed by potential garnishment of your bank account or wages depending on state collection laws.
  • Hire an attorney on a Flat Fee – Navigating the Court process can be complicated. Additionally, you will likely be required to appear in Court one or more times. If you hire an attorney they will likely be able to appear for you. You should know what the fee is going to be and avoid paying a lawyer by the hour since this could get very expensive.
  • File a Response to the Complaint: You must respond to the lawsuit by filing an answer with the court within the specified deadline (usually 14-30 days from service). The deadline varies depending on what Court the case was filed in. In your answer, you generally must deny the allegations of LVNV Funding or you will admit the debt.
  • List Defenses: In your answer, you can also assert any valid defenses you may have, such as disputing the debt’s accuracy, claiming the debt is past the statute of limitations, or arguing that you’re not the responsible party.
  • Attend Court Hearings (or hire an attorney): The Court will likely set deadlines and hearings in your case. Make sure to attend all scheduled hearings and proceedings and handle all deadlines. This is another reason why it is wise to hire an attorney who focuses on debt lawsuit defense.
  • Comply with Court Orders: Follow any court orders or judgments. Failure to do so can result in additional legal consequences.
  • Prepare for Trial: If negotiations fail and the case goes to trial, work with your attorney to prepare a strong defense and gather evidence to support your position.
  • Negotiate a Settlement: Your attorney may be able to negotiate a favorable settlement as opposed to leaving it up to the judge at trial. This is often a wise resolution to eliminate the risks of trial but you must make sure there is a valid written settlement agreement to ensure the debt is actually resolved. 
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    Related Links

    What Happens With a Judgment?

    Your Bank Account Can Be Frozen and Emptied by Many Judgment Creditors

    A Judgment Can Often Cloud Title on Your Homestead Property

    A Judgment is Published on your Credit Report as a “Public Record”

    With a Judgment, certain property can be sold at auction to pay towards the judgment

    Do I Need a Lawyer?

    Without a Lawyer

    Default Judgment
    The vast majority of collection lawsuits end up with a judgment against the consumer. This is primarily because the consumer did nothing to protect themselves or they attempted to defend the lawsuit themselves.

    With a Lawyer

    Default Judgment

    Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.

    Our Results with LVNV Funding LLC

    1) LVNV Funding LLC vs. Our Client
    CV12C0099587; Harris County Justice Court 1-2
    Result: Case Dismissed, no money paid to LVNV Funding

    2) LVNV Funding LLC vs. Our Client
    893,006; Harris County Court #2
    Result: Case Dismissed, no money paid to LVNV Funding

    3) LVNV Funding LLC vs. Our Client
    09-CV21-06486; Fort Bend County Justice Court 2
    Result: Case Dismissed, no money paid to LVNV Funding

    4) LVNV Funding LLC vs. Our Client
    CV12C0099587; Harris County Justice Court 1-2
    Result: Case Dismissed, no money paid to LVNV Funding

    5) LVNV Funding LLC vs. Our Client
    893,006; Harris County Court #2
    Result: Case Dismissed, no money paid to LVNV Funding

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