Lawsuit for Debt Collection
Toll Free: 1-800-220-4318

Lawsuit for Debt Collection
By the time debt collection efforts reach the point of a lawsuit, chances are a good deal of time has passed. People often avoid interacting with debt collectors because they are unable to pay.
After all, if you don’t have the money to pay a bill there isn’t much you can do about it, right?
While it might seem as if this approach works for a while, by the time you reach the point of being served with a summons regarding a lawsuit for debt collection, ignoring the problem will no longer do you much good.
As a matter of fact, ignoring a lawsuit for debt collection is the worst thing you can do.
What should you do instead?
If you receive notification you’re being sued for the collection of a debt, you should carefully review the information you receive. Pay special attention to any deadlines listed in the notification. In most cases, you’ll have just a month or less to respond, and failing to meet this deadline can result in serious consequences. At this stage you should consult with a debt relief law firm.
What are Your Options If You’re Sued for a Debt?
You can attempt to defend yourself in Court but usually this will result in a full balance judgment plus attorneys fees and costs. The best option is to retain a debt relief law firm on a flat fee to assist you with the lawsuit and work out a resolution. If you have too many other debts then often times Bankruptcy is a good option to consider.
Whether you choose to file for bankruptcy or resolve a debt in another way, or you believe you should not be held responsible for a debt, we can help. To determine if you’re legally obligated to pay a debt or to discuss a lawsuit for debt collection against you, contact 1.800.220.4318.