Cavalry SPV I LLC Lawsuit?

Who Is Cavalry SPV I LLC?

We have defended thousands of lawsuits filed by Cavalry spv i llc. They are a debt collector and also debt buyer of charged off credit card debt.

Cavalry SPV I LLC may be showing up on your credit report or they may have served you with a collection lawsuit.  Maybe you just received a debt collection letter from them.  Either way, you should know that they file thousands of collection lawsuits each year against consumers. Cavalry SPV I LLC will hire a local collection attorney to file the lawsuit.  Calvary may also go by the name Calvary Portfolio Services.  They are not simply a collection agency.  They file debt collection lawsuits.  If you have a cavalry lawsuit you need to take action to defend the case.

Cavalry Portfolio is another common entity that is affiliated with calvary SPV i llc.  They go by the name Cavalry Portfolio Services llc.  They are both debt collectors and frequently filed debt collection lawsuits.  They will find a local law firm in your area to file the lawsuit.v

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What to do if Sued by Cavalry SPV i llc?

Don’t Simply Ignore a Debt Collection Lawsuit : Ignoring the lawsuit will result in a default judgment against you followed by potential garnishment of your bank account or even a wage garnishment depending on state collection laws.  A lawsuit is far more important than a simple collection letter.  It’s a Court process that could give Calvary Portfolio Services the power to take some of your assets or put a lien on property that you own.  They can sue in District Court or lower courts.  A debt lawsuit is much more important than simply having a negative mark show on your credit report.  A low credit score is not nearly as critical as a default judgment for not responding to a debt collection lawsuit. You must have a debt collection defense strategy.

File a Response to the Lawsuit: When you are sued by a plaintiff like calvary SPV i llc on alleged credit card debt, You must respond to the lawsuit by filing an answer with the court within the specified deadline (usually 14-30 days from service). The deadline varies depending on what Court the case was filed in. In your answer, you generally must deny the allegations of the creditor or you will admit the debt and a default judgment will be awarded.

List Defenses in Your Answer: Debt lawsuits require a response, just like any lawsuit for bad debt.  In your answer, you can also assert any valid defenses you may have, such as disputing the debt’s accuracy, claiming the debt is past the statute of limitations, or arguing that you’re not the responsible party.  As the defendant, you must properly assert your defenses.  calvary SPV i llc may not be able to show adequate documentation.  Since they are a debt buyer, calvary SPV i llc and cavalry portfolio must be able to provide adequate documentation from the original creditor and a debt defense attorney on your side can help with this process.

Attend all Court Hearings or Have your Attorney appear: When legal action has been taken against you by a debt buyer, the Court will likely set deadlines and hearings in your case. Make sure to attend all scheduled hearings and proceedings and handle all deadlines. This is another reason why it is wise to hire an attorney who focuses on debt lawsuit defense.  Getting legal advice regarding consumer protection can go a long way in defending against a plaintiff in a debt collection case.

Obey Court Orders: Failure to follow court orders do so can result in adverse legal consequences.  This is different from the debt collection laws that creditors must follow prior to the debt lawsuit being filed.  If you fail to comply with a Court order the judge could ultimately hold you in contempt of Court.  This will not help in your path to debt relief, being held in contempt is not anything you want to mess with.

Prepare for the case Trial: A debt collection lawsuit often ends up in trial.  Many times there are multiple settings if it has been reset multiple times.   It’s important to get legal advice when faced with a debt collection lawsuit filed by calvary SPV i llc or calvary portfolio.  If you don’t have an attorney on your side, you are expected to understand the Court rules and procedures at trial.  If you are dealing with legal action against you, be sure to read all local rules of the Court as well as the applicable rules of civil procedure prior to attending your trial.

Consider Negotiating a Settlement:  You or your attorney may be able to negotiate a favorable debt settlement of the lawsuit as opposed to leaving it up to the judge at trial. This type of debt relief is often a wise resolution to eliminate the risks of trial but you must make sure there is a valid written debt settlement agreement to ensure the bad debt is actually resolved.   The last thing you want is to settle then have Portfolio Recovery come after you later claiming more unpaid credit card debt.  When you settle a debt it should show as settled on your credit report and be removed from collection.  Creditors will often not agree to simply delete the tradeline.  They must also comply with the Fair Credit Reporting Act.

Hire a Debt Relief Law Firm on a Flat Fee – A debt relief attorney or a debt law firm is often your best bet when you are being sued for debt as they will provide you with debt collection defense.  Dealing with debt collectors is easier if you have an attorney. Navigating the Court process for a debt claim can be complicated when served with a debt lawsuit.  Getting legal advice is key.  Additionally, you will likely be required to appear in Court one or more times. If you hire an attorney they will likely be able to appear for you so you don’t have to take off work to go to court multiple times.  You should know what the fee is going to be and avoid paying a lawyer by the hour since this could get very expensive.  At Weston Legal we offer a free consultation and only charge flat fees and we are very clear what the fees are as they are posted below.  We won’t ever charge any hidden fees or charge by the hour like most law firms.   Being a defendant in a debt collection lawsuit is not a fun process and a debt defense attorney can help with the process.

Consider Bankruptcy:  If you have more debts other than just Cavalry Portfolio debt you should consider Bankruptcy as an option.  Dealing with a collector can be stressful.  A Bankruptcy an relieve your obligation of Midland Credit Management lawsuits and other bad debt.  This includes credit card debt and other consumer debt.   At Weston Legal we offer a variety of debt relief options in select jurisdictions.  Contact us to see if we can assist with your situation. 

What Happens With a Judgment?

Your Bank Account Can Be Frozen and Emptied by Many Judgment Creditors

A Judgment Can Often Cloud Title on Your Homestead Property

A Judgment is Published on your Credit Report as a “Public Record”

With a Judgment, certain property can be sold at auction to pay towards the judgment

Do I Need a Lawyer?

Without a Lawyer

Default Judgment
The vast majority of collection lawsuits end up with a judgment against the consumer. This is primarily because the consumer did nothing to protect themselves or they attempted to defend the lawsuit themselves.

With a Lawyer

Default Judgment

Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.

Our Results with Cavalry SPV I LLC

1) Cavalry Portfolio vs. Our Client
11C1300388; Bexar County Justice Court 1-1
Result: Case Dismissed, no money paid to Cavalry Portfolio

2) Cavalry Portfolio LLC  vs. Our Client
08-CV41-03263; Fort Bend County Justice Court Pr. 4
Result: Case Dismissed, no money paid to Cavalry Portfolio

3) Cavalry Portfolio LLC   vs. Our Client
cv51c0090903; Harris County Justice Court 5-1
Result: Case Dismissed, no money paid to Cavalry Portfolio

4) Cavalry Portfolio vs. Our Client
862187; Harris County Court No. 3
Result: Settled for less than the full balance

5) Cavalry Portfolio vs. Our Client
CV12C0108584; Harris County Justice Court 1-2
Result: Settled for less than the full balance

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