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Who Is Atlantic Credit and Finance LLC?

Atlantic Credit and Finance LLC is a buyer of charged off debt. Atlantic Credit and Finance may be showing up on your credit report or they may have served you with a lawsuit or they may have obtained a judgment against you.

They used to file thousands of collection lawsuits each year against consumers. Atlantic Credit and Finance LLC hired a local collection attorney to file the lawsuit and obtain a judgment.

Atlantic Credit and Finance LLC relied on witness testimony in a “business record affidavit” when trying to prove their case against you. It is important to fully understand the rules of evidence when attacking these affidavits and any documents attached.

If you have recently been served with an Atlantic Credit and Finance LLC lawsuit or you discovered a judgment has been rendered against you then you should take action to protect yourself.

What Happens With a Judgment?

Bank Garnishment

Your Bank Account Can Be Frozen and Emptied by Many Judgment Creditors

Judgment Lien

A Judgment Can Often Cloud Title on Your Homestead Property

Credit Report Damage

A Judgment is Published on your Credit Report as a “Public Record”

Property Sold

With a Judgment, certain property can be sold at auction to pay towards the judgment

Do I Need a Lawyer?

Without a Lawyer

Default Judgment

The vast majority of collection lawsuits end up with a judgment against the consumer. This is primarily because the consumer did nothing to protect themselves or they attempted to defend the lawsuit themselves.

With a Lawyer

Default Judgment

Most of our cases are dismissed by the creditor prior to trial or we reach a favorable settlement for our clients depending on the circumstances of their situation.

Our Results with Atlantic Credit and Finance LLC

1) Atlantic Credit and Finance LLC vs. Our Client
927,475 Harris County Court at Law No. 1
Result: Case Dismissed, no money paid to Atlantic Credit and Finance

2) Atlantic Credit and Finance LLC vs. Our Client
CV42C0074341; Harris County Justice Court 1-2
Result: Case Dismissed, no money paid to Atlantic Credit and Finance

3) Atlantic Credit and Finance LLC vs. Our Client
CV42C0081253; Harris County Justice Court 1-2
Result: Case Dismissed, no money paid to Atlantic Credit and Finance

4) Atlantic Credit and Finance LLC vs. Our Client
60,232; Galveston County Court at Law No. 2
Result: Case Dismissed, no money paid to Atlantic Credit and Finance

5) Atlantic Credit and Finance LLC vs. Our Client
CV12c0074115; Harris County Justice Court 1-2
Result: Case Dismissed, no money paid to Atlantic Credit and Finance