Houston Bankruptcy Attorney
Pete Weston is a Houston Bankruptcy Attorney who has helped thousands of consumers file for Bankruptcy. He is double board certified by the Texas Board of Legal Specialization. He is certified in Consumer Bankruptcy Law and Business Bankruptcy Law. He has been practicing exclusively Bankruptcy law for over 30 years.
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy in Houston is where you get to keep most of your assets but you get to discharge certain popular types of debt. Credit Card Debt, Medical Bills and other unsecured debt can usually be discharged in a Chapter 7 Bankruptcy. This is the most popular form of Bankruptcy.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy in Houston is where pay back some of your debt based on your budge. You make a monthly payment to the trustee of the Bankruptcy Court. This is primarily for situations where you are facing foreclosure of a home or repossession of a vehicle.
1 Most people qualify for Bankruptcy. We will review your entire financial situation to ensure that your case will go as smoothly as possible. For instance, if you have high income or you made recent financial transfers, it could cause problems. Filing for Bankruptcy takes planning and strategy. This is why it is important to discuss Bankruptcy with a Board Certified Houston Bankruptcy Lawyer.
2 Your case is filed after your detailed petition and schedules are completed and signed. All assets and all debts need to be listed. We will help you ever step of the way. We will also pull a copy of your recent credit report to ensure that all of your creditors are added to your petition. If you are being sued for a debt, we can answer the lawsuit while we get your petition ready to file.
3 When you file for Bankruptcy and receive a discharge, you get to keep virtually all of your assets while much of your debt is erased. You get a “fresh start” from credit card debt, medical bills and other similar debts. You get to keep your house and car and continue to pay on any mortgage or loan during and after the Bankruptcy. Stop living under a mountain of debt. The sooner you file for Bankruptcy, the sooner you can get a fresh start.