Bankruptcy Discharge

The goal of any Bankruptcy filing is to ultimately receive a discharge of debts.  This is called the Bankruptcy Discharge.

Dischargeable Debts

  1. Credit Card Debt
  2. Medical Bills
  3. Income Taxes (sometimes)

 

Non-Dischargeable Debts

  1. Student Loans (usually)
  2. Child support
  3. Fines and restitution

 

Timeline

The discharge is usually singed by the Bankruptcy court about 4 months after your creditors meeting.  Once a debt has been discharged, a creditor can no longer come after you for the debt.

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