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Debt Management Law News

March 5, 2010

Real Credit Card Debt Relief Exists For Every Citizen and is Guaranteed by Federal Law

Credit card debt relief systems take many forms but most are simply scams offering little if any relief to people that really need it. Most relief programs are nothing more than extensions of the existing credit card debt explained to a potential customer to make them believe they are getting relief when they are only getting more of the same old stuff.

Debt Consolidation, settlement, negotiation and even credit counseling are just a ways to keep you paying on a credit card debt while adding a large fee of 15% or more. These methods only provide a “commercial” plan to keep you paying on the debt. How can you get real relief when you are forced to keep paying the debt even if it has been reduced by 30 or 40%?

You are looking for relief because you cannot pay your credit card bill so why in the world would you try to find a way to keep paying when you do not have the ability to pay now? This is exactly reason 92% of the people trying these various programs fail. It is not real relief but just an extension of the credit card company keeping you paying for as long as possible.

Real relief would allow you to stop paying, protect you from banks and predatory collection agencies when you no longer have money to pay the debt. You should be allowed to put food on your table, a roof over your head and not worry about a credit card lawsuit that would take 25% of your wages through garnishment or put a property lien on your possessions.

So how do you find this type of legal debt relief? At the Fair Debt Collection Practices Act of course. This federal law is so good you will not be worrying about collector phone calls, collection notices or even credit card debt lawsuits. If you study the collection laws will find all the answers clearly stated.

You will also find how you can make $1000 for abusive collection calls instead of being afraid to answer your phone and how to respond to collection notices like a Harvard Law School professor just mention a few things of interest. This is truly a debt relief manual that will allow you to walk away free and clear protected by law.

There is just one small problem and it is the biggest obstacle you will face in your entire life. It is you! You are the person responsible for implementing and enjoying your relief. Only you can make it happen so use it or lose it. Look in the mirror and tell that person you are ready for true legal credit card debt relief!

Sometimes, debt can be overwhelming, and bankruptcy becomes necessary.
Bankruptcy can sometimes be difficult. If you are considering bankruptcy, contact the Houston bankruptcy lawyers of Weston & Associates, PLLC at 713-623-4242

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